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CTO-Level AI Decisions

5 min read
Cto

Cto

Your board wants clarity. Give them a decision framework, not a buzzword deck.


CTO-Level AI Decisions

TL;DR

  • Build vs. buy vs. AI is now a three-way choice. Each has different trade-offs.
  • AI changes the math: some things that used to require a vendor or internal build can now be "AI-assisted" for much less.
  • Your job: make the framework explicit so the org can make consistent decisions without you in the room.

The board asks: "What's our AI strategy?" The VP of Eng asks: "Do we build this or use a vendor?" The product team asks: "Can AI do this for us?" You need a framework. Not a deck full of buzzwords. A way to consistently evaluate options and make calls.

The Three-Way Choice

Build

  • Full control, tailored to your needs. High cost, slow. Good when: competitive differentiation, heavy customization, regulatory constraints.
  • AI angle: Building is faster now. Internal teams can prototype with AI. The bar for "we should build" is lower for some things.

Buy

  • Fast, supported, proven. Less control, ongoing cost, potential lock-in. Good when: non-differentiating, standard problem, speed matters.
  • AI angle: Many vendors are adding AI. Evaluate whether their AI features matter for your use case — or if you're paying for AI theater.

AI-Assist

  • Use AI (GPT, Claude, internal models) to augment humans. No full product, no vendor. Good when: workflow acceleration, content generation, low-risk tasks.
  • AI angle: This is the new option. "We'll use AI to draft specs" is different from "we'll buy a spec tool" or "we'll build one."

When to Choose Which

SituationLean Toward
Core product, key differentiatorBuild (possibly AI-augmented)
Standard infra (auth, billing, etc.)Buy
Internal productivity (docs, code gen, triage)AI-Assist
Compliance-heavy, sensitive dataBuild or Buy (carefully); avoid public AI
Experimentation, unclear ROIAI-Assist first; graduate to Build/Buy if it sticks

CTO-Specific AI Decisions

1. Tool standardization

  • Do you standardize on Cursor, Copilot, something else? Or allow choice?
  • Standardization simplifies support and security. Choice enables experimentation. Pick one and explain why.

2. Data and IP governance

  • What goes into AI tools? What doesn't? Public models vs. on-prem vs. air-gapped?
  • One policy. Communicate it. Enforce it.

3. Build vs. buy for AI capabilities

  • Do you fine-tune your own model? Use OpenAI/Anthropic? Wait?
  • Most companies should use APIs for now. Building your own only makes sense at scale or with unique data.

4. ROI and headcount

  • "AI will let us do more with less" — true only if you adjust scope or accept risk. Make the trade-off explicit to the board.
  • Don't promise headcount reduction without a plan. You'll get the reduction without the plan.

Manual process. Repetitive tasks. Limited scale.

Click "With AI" to see the difference →

Quick Check

What remains human when AI automates more of this role?

Do This Next

  1. Document your build/buy/AI framework — One page. Share with direct reports. Use it in the next three decisions.
  2. Audit one vendor — Is their "AI" feature real or marketing? If you're paying for it, know what you get.
  3. Prepare a one-slide AI summary for the board — Tools we use, governance we have, risks we're watching. Rehearse it.